Arthan Finance Private Limited was incorporated on December 11, 2018 for pursue lending business as a Non-Deposit taking Non-Banking Finance Company (‘NBFC’) licensed by the Reserve Bank of India (RBI) bearing registration no. N-13.02354 with the aim and objective of complementing banks as a provider of capital and specifically to self-employed entrepreneurs, MSMEs and consumers in India with differentiated models based on new technologies coupled with local expertise. Arthan has been the trusted financial partner for thousands of small business owners. We have supported numerous trailing businesses, shop owners and burgeoning entrepreneurs by providing them with the required working capital in the most simplified way.

Over the years, Arthan Finance has scrutinized the credit aspects for the MSMEs and developed a deep understanding of the micro market. Through our advanced data analytics, technological support systems and AI & ML based algorithms, we have always kept up with the changing trends of the market to provide reliability to our clients.

At Arthan Finance, we are determined to tie the ends of smooth credit/loan availability and budding entrepreneurial market dreams. With our hassle-free loan processes and bespoke products catering, the MSMEs can quickly meet their fundamental financial needs and help them grow their businesses. We eliminate the hurdles in accessing the needed credit due to a lack of documentation for micro-businesses or those pertaining to the lower end of the financial spectrum. Our informal credit assessment systems have been designed keeping in mind the local requirements and easement of the retailers and MSMEs clients.

Arthan Finance is seamlessly resolved to find the exact solutions for the needs of our clients. We provide the right working capital needed almost instantly to bolster a business and create a legacy.

We have created financial liberalisation for MSMEs, who are directly or indirectly excluded from the significant financial market, and constructed a reliable source to expand their business and explore the market dimensions. Our practices, functionaries and credit systems are in regulation with the Reserve Bank of India and statutory guidelines of India’s governing financial authority. Time-to-time we update our solutions in sync with the most promising industrial practices for complete client satisfaction.

We always believe in polishing our client’s experience and solving their dynamic capital needs so that they can explore new market possibilities without facing any financial hurdles. Whether it may be a Kirana store, a small apparel business or a humble jewellery outlet, we have the right financial solutions, digital loan processing, customised products, services and years of expertise that promises to solve all your capital needs.

Prioritizing, strategising and embarking ownership of our professional commitments towards our clients builds the foundation of Arthan. We achieve eminence through accountability.

We build client relationships on mutual understanding fostered by our respect towards the needs of the stakeholders. We respect the ethics, personal needs, cultures, locale, ideologies, beliefs, challenges and decisions of our employees and valued clients.

Our policies are limpid, defined and ingenuous. We function on trust and build open and elaborate communication instruments to receive soliciting feedback and elicit responses.

We nurture the grounds of integrity, sincerity & truthfulness. We own ethical and social responsibility and offer fair and just solutions for our clients.

Enterprising methods, nimble efforts and laser-sharp dedication allows us to flourish in the hastily transposing business markets. We adapt and we create- the right solutions for every business.

We are driven by a hunger to nourish innovative ideas, people, communities, employees and our stakeholders to make the Arthan family stronger and evolutionary.


To transform small businesses by offering innovative & customised financial products blended with local expertise through a technology-enabled environment for the missing middle and help them rise above


Be a preferred financial partner and act as a growth catalyst to small businesses enabling them for job creation, improvement of their financial & social well-being and contribute towards economic development

Board of Directors

Pravash Dash

Managing Director & CEO

Kunal Mehta

Founder & Director

Sunil Gulati

Independent Director

Managing Team

Pravash Dash

Managing Director & CEO

Kunal Mehta

Executive Director

Gowrisankara Rao Alamanda

Chief Business Officer

Rupesh Kalokhe

Chief Operating Officer

Rudra Biswal

Chief Technology Officer

A trusted loan partner, to help you rise above by providing your growth capital.

Our product portfolio consists of secured loans, unsecured loans, supply chain finance, invoice discounting and otherinnovative products for MSMEs and self-employed retailers. All our solutions are bespoke and tailor-made loans suit the needs of our specialized set of clients.

With use of Artificial Intelligence and Machine Learning algorithms, Arthan offers a leading edge solutions to their customers.

Arthan Finance Private Limited (Arthan) is a FinTech NBFC that offers a whole bouquet of comprehensively tailored financial solutions for micro, small and medium enterprises (MSMEs) generally excluded from the formal financial sectors. We help micro and small, medium businesses grow and fulfill entrepreneurial dreams through our swift loan disbursals, class-apart services and business-oriented products. Our years of research and expertise in the financial sector help us provide our clients with the exact capital fit for their credit requirements. We promise our clients an easy access to working capital and utmost reliability to end their economic meanderings.

Get in touch with us and explore a diverse range of financial solutions and loans to meet your needs

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We believe that MSMEs have greater growth potentials than corporate giants.

We foster their dreams and cater to every business, no matter how small.

  • Kirana stores
  • Hotels and Restaurants
  • Pharmacies
  • Hardware Shops
  • Servicing Garages
  • Original Equipment Manufacturer With 10 to 100cr turnover
  • Small Manufacturers and food processors
  • Retail and Wholesale Traders
  • Distributors of large companies like LG, Dabur, ITC etc.

We support your every milestone

Arthan is not your usual Fintech NBFC. We’re a family of dedicated professionals not only providing you with the appropriate credit products but also hold your hand for choosing other financial products for your protection, investments and day to day mini savings.

Loans that change lives

With our robust and intelligent solutions, we help your business grow, create employment and support the coming generations through your business. Leading by example, Arthan undoubtedly creates positive socio-economic impacts through the change agents like you.

One-stop solution for all the financial needs of MSMEs

Allow yourself to better understand Arthan before choosing us as your trusted financial partner.

In-principle approval with a fast disbursement – 48 hrs

Customised products and services

Use of artificial intelligence and machine learning based decisioning for instant loans

Complete transparency

Local visits for better understanding

Digital processing for secure payments

Know more about Arthan’s Offerings