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18003133525
hello@arthan.finance
#302, 3rd floor, Building No. 2 Star Hub, Sahar Airport Road, Andheri East, Mumbai 400059

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Registered office address

Arthan Finance Pvt Ltd
#302, 3rd floor, Building No. 2 Star Hub, Sahar Airport Road, Andheri East, Mumbai 400059

CIN:

-

U65999MH2018PTC318106

Branches

-

Our GST

GST Registration Number

The State wise GST Registration Number of Arthan Finance Private Limited are as under:

Sr.No	State	GST Registration no.	Address of the Office
1	Maharashtra	27AARCA6629H1Z8	302, Star Hub, Building No 2 , Near ITC Maratha Hotel, Sahar Road, Andheri east, Mumbai - 400059
2	Odisha	21AARCA6629H1ZK	2nd Floor, Plot no 245/2530/2658, Saishree Complex, Near Kedargowri Temple,Lewis Road,NH 203, Bhubaneshwar-14, Khordha, Odisha, 751014
3	Andhra Pradesh	37AARCA6629H1Z7	2nd Floor, D.No. 6-8-7, Sri Venkateswara Nilayam, Nidamarathi Vari Street, T. Nagar, Rajahmundry, East Godavari, Andhra Pradesh, 533101

Innovative features:

Collateral Free: We understand your business and know that it’s difficult to arrange for a collateral every time you need funds for your working capital requirements. We stand strong with you all the time and help you to scale. Flexible loan amount, tenor and ROI: We understand that one size doesn’t fit all and all businesses are not same. We customise each of our offerings exactly as required by you empowering you to decide what works best for your business and avail loan up to Rs 3 lakhs.

Loans for all your business needs: Business loan from Arthan Finance is one of the easiest ways to access money and meet expenses related to business expansion, debt consolidation, purchase of raw material, maintain stock/inventory, investment in machinery, renovation of business place, immediate working capital, balance transfer facility, and other short and medium term loans for business purposes, etc.

Insurance to cover your risk: We know how much you value your family and provide you cheaper group life insurance, whereby the nominee of the loan will not have to worry about repayments in case of any unfortunate event.

Easy repayment options: We offer loans with easy repayment options. You do not have to leave your shop or counter even for a minute as a variety of repayment modes such as NACH, bank transfers, online payments, Cheques, Universal QR code, UPI, payment link etc are already available. If you still want to spend some time and have a coffee at our branch, you are always welcome and we will be happy to take you through some of the most trusted and efficient method of payments.

Faster Processing: Running a business is hard work, especially when your business is small and growing fast. We value your time and our digital & paperless processing makes the loan disbursed in the quickest time to ensure you get the money when you need it.

Eligibility

Unsecured Business Loans are designed to meet the ever-growing aspirations of business owners and to become their preferred financial service provider of choice. The criteria to avail our Micro Business Loan is simple and flexible.

Business Vintage: We value your experience and want a minimum of 5 years business vintage in the current business activity.
Bureau Score: It’s just another number for us. Our assessment doesn’t entirely depend on the bureau score. We look at your business holistically and do the risk ranking to extend the credit facility.
Business profitability: We are equally eager to see you prosper in your business and remain profitable. That helps to create stronger and lasting relationship.
Age of Promoter: While age is just another number and we know you are young at heart, but most of our best match happens when you age is between 25 years and 65 years.
Ownership of Home/Business: We take pride and share the same feeling when you own your house or your business place. Therefore, we look at you owning at least your residence or business place.

Documentation

KYC documents of the applicant (PAN card and address proof)
KYC documents of the co–applicants or directors/ partners/ promoters (PAN card and address proof)
Bank Statements of last 1 year (all the business accounts) in PDF format
GST Registration certificate and GST returns if available
Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)
Last 2 years financial statements if available
One guarantor is mandatory

Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be required.

Innovative features:

Flexible loan amount, tenor and ROI: We understand that one size doesn’t fit all and all businesses are not same. We customise each of our offerings exactly as required by you empowering you to decide what works best for your business and avail up to Rs 20 lakhs of growth capital.

Loans for all your business needs: Business loan from Arthan Finance is one of the easiest ways to access money and meet expenses related to business expansion, debt consolidation, purchase of raw material, maintain stock/inventory, investment in machinery, renovation of business place, immediate working capital, balance transfer facility, and other short and medium term loans for business purposes, etc.

All types of collaterals accepted: We accept a wide range of collateral to fund your business needs. We believe so much on your business model that your collateral plays an insignificant role in the assessment of your loan. We give you comfort by accepting Rural/ Semi-Urban properties/ vacant Lands/ Insurance Bonds and other Moveable assets.

Transparent Processing: We believe in utmost transparency of operations which is why there are no hidden charges, no cash transaction, and everything mentioned to you in black & white. All our charges are communicated up front and we proceed only if we have your agreement on those.

Simple & digital processing:Simple, low touch and digital documentation helps you to secure your loan within quickest possible time. Once your loan is approved, the amount is deposited in your account, and you can use the money to meet a business purpose.

Eligibility

The eligibility for Secured Business Loans are based on financials of the customer and the value of the property being offered as a collateral. But don’t worry if you do not have your ITRs/GST Statements or Bank statements. We will work with you to understand your business and prepare cashflows for you.

Business Vintage: We value your experience and want a minimum of 3 years business vintage in the current business activity.
Bureau Score: It’s just another number for us. Our assessment doesn’t entirely depend on the bureau score. We look at your business holistically and do the risk ranking to extend the credit facility.
Business profitability: We are equally eager to see you prosper in your business and remain profitable. That helps to create stronger and lasting relationship.
Age of Promoter: While age is just another number and we know you are young at heart, but most of our best match happens when you age is between 25 years and 65 years.
Ownership of Home/Business: We take pride and share the same feeling when you own your house or your business place. Therefore, we look at you owning at least your residence or business place.

Documentation

KYC documents of the applicant (PAN card and address proof)
KYC documents of the co–applicants or directors/ partners/ promoters (PAN card and address proof)
Bank Statements of last 1 year (all the business accounts) in PDF format
GST Registration certificate and GST returns if available
Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)
Last 2 years financial statements if available
One guarantor is mandatory

Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be required.

Innovative features:

Completely Digital: Our best in class digital platform optimizes your business synergies and nurtures relationships with your Vendors & Dealers to TRANSFORM your business for the next big leap.

Credit Limit as required by your business: Optimum financial assistance which ensures that the Spokes and the Anchors always have working capital when they need it the most.

Flexible Credit Period: Depending upon the situation and business requirement, we provide customised and flexible tenor options to match your expectations and cashflows

Instant Liquidity: Every feature of our product has been designed to accelerate customer’s business and money is transferred in near real-time basis giving you instant liquidity.

Minimal Documentation:We are paperless, online and only ask what is bare minimum. We collect most of the information from unstructured data and don’t burden you with piles of documents.

Collateral Free:We understand your business and know that its difficult to arrange for a collateral every time you need funds for your working capital requirements. We stand strong with you all the time and help you to scale by providing the growth capital.

Eligibility

The eligibility for Secured Business Loans are based on financials of the customer and the value of the property being offered as a collateral. But don’t worry if you do not have your ITRs/GST Statements or Bank statements. We will work with you to understand your business and prepare cashflows for you.

Business Vintage: We value your experience and want a minimum of 3 years business vintage in the current business activity.
Bureau Score: It’s just another number for us. Our assessment doesn’t entirely depend on the bureau score. We look at your business holistically and do the risk ranking to extend the credit facility.

Documentation

KYC documents of the applicant (PAN card and address proof)
KYC documents of the co–applicants or directors/ partners/ promoters (PAN card and address proof)
Bank Statements of last 1 year (all the business accounts) in PDF format
GST Registration certificate and GST returns if available
Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)
Last 2 years financial statements if available
One guarantor is mandatory

Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be required.